Standard Home & Contents insurance & flooding
There are relatively few residential homes in the UK that will find it hard to secure insurance against flooding. After all, one of the most common claims on household insurance is the result of a release of water.
In the event of any flood, if you are the homeowner, you should make contact with your home insurance provider as soon as any damage has occurred. You must then work with the insurance company and their agents, through the process of recovery.
The process of managing any flood related claim depends on the policy that you hold and the company you are insured with. Common to almost all insurers, however, is the need for them to take charge after the flood. Allowing professionals to guide the process of recovery and repair is very important so as to avoid dispute.